I have been thinking of writing this critics for a few months already. Since I have decided to pause a bit, it's high time to do so.
If u ask for my honest opinion, this game is a bit sucks. U're gotta face some bugs that would put all of ur efforts down the drain. The game sometimes would crash and u can do nothing to save ur efforts. As u can see from how shitty PD3 are right now, Starbreeze is nothing but a money fraud company (I hope I can say that I was wrong someday, but I guess most heisters would agree with me right now), so it has no intention to fix all the well-known malicious bugs.
Worst still, when some people from the public sucks. Sometimes, u're gotta meet some trollers who think screwing up others' efforts is a funny thing to do. When u're get familiar with this game, newbies will irritate u in unimaginable ways.
Let me list a few that I think some heisters may ring a bell, running and getting spotted like we turned Silent Assassin on, putting keycards on the hanger cages in Border Crossing, igniting train plates with blowtorch without disabling the sensor in Lost in Transit, cutting fences in Firestarter day 1... The more irritating thing is, they would still do it even u told them not to do so.
BUT why would I recommend this game? It's because of the community and the sense of achievement. I have met more gd people than bad people. I began my heister life a yr ago. I went on solo and struggled a lot with completing the heists. I can still remember how I spent two nights just trying to complete Border Crossing, but when I finally got on board, oh god, I'm smiling for that right now. When I began to play online, I met veterans who didn't care about how dumb I was. They taught me lots of things, guided me to complete the first DSOD and the last. Some of them even became my friends :) I think I would have quitted already if its a solo journey.
So, I think what makes Payday 2 addictive is the community, and u're definitely going to enjoy it after some struggles.
Thanks for reading my comments, stay cheeki breeki mate.